Professional Benefits Privacy Policy

Professional Benefit's Commitment to Privacy

Professional Benefits understands your privacy is important. We value our relationship with you and are committed to protecting the confidentiality of Nonpublic Personal Information (NPI). This notice explains why we collect NPI, what we do with NPI and how we protect your privacy.

We collect NPI about our customers to provide them with insurance products and services. This information may include telephone number, address, date of birth, occupation, income and health history. We may receive NPI from you, your applications and forms, medical providers, other insurers, employers, insurance support organizations, and service providers.

How We Collect Information

We collect Nonpublic Personal Information about you from product and service applications, your transactions with us, our affiliates, and those product sponsors with whom we have selling agreements or other arrangements for the provision of services to you. The information we receive from you in writing, electronically, over the telephone, or through our Web site will add to the information from affiliated and unaffiliated product sponsors with whom we have selling relationships and whose products you own.

Information That We Disclose

Generally, we disclose Nonpublic Personal Information only to our affiliates and unaffiliated third parties that provide services to us and only in order that we may more effectively and efficiently service your account.  Examples of third parties with whom we may share your Nonpublic Personal Information include: insurance companies, companies providing account performance and/or reporting services on your accounts, other companies, associations, agencies, third parties, and institutions that provide services to us in order that we may more effectively and efficiently service your account.

Except under the circumstances outlined above, we will not share Nonpublic Personal Information with affiliated or unaffiliated third parties concerning our current and former customers for marketing purposes or otherwise.

Steps We Take to Protect Your Information

We have security practices and procedures in place to prevent unauthorized use or access to your Nonpublic Personal Information.  Internally, your information is available to employees requiring access to the information for various business purposes, such as processing or servicing transactions, and those fulfilling compliance, legal or audit functions. Our computer systems utilize password protection to prevent access by unauthorized personnel, and we employ other physical, electronic, and procedural safeguards to ensure the protection of your Nonpublic Personal Information in accordance with State and Federal regulations.

Amendments to Our Privacy Policy

When we make material amendments to our Privacy Policy, we will post an appropriate notice on our Web Site.

Contact

If you have questions or would like more information, please do not hesitate to contact Jim Tollerton, CLU, ChFC, RHU at (941-957-1310).